Did you know you are more susceptible to telephone or internet fraud the older you are? One of the most common scenarios occurs when a “scammer” calls you impersonating a grandchild – suggesting to you that the fuzzy phone connection is because of where they are, that they are afraid to tell their parents what happened, and they ask you for immediate financial assistance. Last year Americans lost more than $10 billion to scams according to the FBI. While people in their 30s filed the most complaints, seniors are the most susceptible and last year lost $3 billion. Con artists can be very convincing and are so “smooth” at stealing money you will think the story line being told to you is real. We find that giving your grandchildren a code question you will ask helps to prevent this type of scam. Call us if you’d like to hear about other ideas we have, we’re always here to help.