We’ve been asked to provide some online tools to help estimate your longevity, a topic we discussed last week. We found three we thought to share, each with varying degrees of specificity. The Social Security Administration’s Life Expectancy Calculator (sea.gov/oact/population/longevity.html) requires just two inputs: age and gender. The American Academy of Actuaries and the Society of Actuaries’ Longevity Illustrator (longevity illustrator.org) is a relatively simply tool but asks two important questions the SSA doesn’t: Do you smoke and how’s your general health? It also allows you to estimate your and your spouse’s longevity in tandem – an important planning consideration for couples. The last is The Blue Zones True Vitality Test (apps.bluezones.com/en/vitality) developed in collaboration with the University of Minnesota School of Public health, asks roughly 40 questions related to your overall health, including your education level, ethnicity, income, postal code and history of chronic illness. Call us when you’ve gone through all three and let us know your thoughts. We’re always here for you.
