I read an article the other day that suggested one way to save money consistently is to arrange automatic transfers from your checking to your savings account on payday. That idea can be applied to RMDs as we get older. While we may be forced to take required minimum distributions out of qualified accounts, there are no restrictions on how you choose to use that money. One idea we have discussed with clients is to re-save those funds by depositing them into non-qualified accounts that hold products that were purchased by you with the objective of giving you an income you can’t outlive. Call us. We’re happy to explain how this can increase your savings. We’re always here to help.