We frequently receive inquiries regarding who should be the beneficiaries of the financial products we sell, and if the division among multiple beneficiaries should be equal. This brings up an interesting point. When making this decision people sometimes place descriptions on offspring that relate to their ‘current’ needs or proclivities. What we sometimes forget to think about is that time often changes people and circumstances. This means that the offspring that is currently employed and financially stable may in the future not be; or the offspring that has historically not been on the same fiscal page as we are may mature as time passes. It isn’t just a division of ‘money’, fair meaning equal is also a powerful emotional message that needs to be reflected on. Call us, we’re always here to help and perhaps our experience in navigating these difficult decisions will help you better navigate yours.