We often think of insurance as relating to ‘things’ but not ourselves. When you own property – such as a home or a car or a boat – experience has taught us to make sure we have not only liability coverage but enough money that if we have a loan on the property it is paid off, and, perhaps we are reimbursed for additional funds we may be out of pocket for having made the purchase.  Life insurance should be thought of in the same way, even though we may prefer not to think of it at all.  Life insurance is often ignored because we think of it as costing us something while alive, for benefits that pay off when we pass.  Thus, unconsciously we may be thinking that insurance on our life only benefits others, not ourselves.  However, there are life products that operate differently, products that also give you benefits while living. Call us so we can tell you about them. We’re always here to help.