We often mention in passing that the longevity tables show many women are living longer than men. What does that mean to us? You should think of it in terms of the impact on retirement savings. When one individual passes before another, but both are using the same retirement savings pool of funds, a gap is created as the individual with a greater longevity must then have their needs addressed by the reduced savings that are left. Sometimes this gap can be easily filled by carefully deciding who owns what, and who is the beneficiary to one policy or another. Call us, we can help you fill in the gap. We’re always here to help.