Often when we ask ourselves ‘Have I saved enough for retirement?”  we are really just asking if we can afford to give financial gifts or assistance to our children or grandchildren. The difficult part in answering this question is due to the uncertainty of planning for long-term care as we really won’t know what our own needs or life span may be until we are well into older age. Call us for some ideas on navigating this difficult question. We may know of some options you haven’t thought of that can contribute to finding a solution. We’re always here to help.