There was an interesting article the other day in the Wall Street Journal that discussed a recent survey of workers in their 60’s who were asked about their retirement preferences.  The author found that the assumptions that are usually imbedded in retirement-income-calculators, for example good health, not wanting to make a bequest and claiming social security as soon as you retire – fits only 4% of people.  This is important to think about because it highlights that it’s going to be up to you as an individual to factor in your own preferences and needs as you think about the type and amount of income stream you will need in your retirement.  Call us if you’d like some assistance in determining this, and then let’s talk about some options that may exist to help you obtain that goal.  We’re always here to help.