There has been a lot of talk recently about a recession, opinions about if one will come, what it means, and how it will affect each of us.  A recession is defined by the National Bureau of Economic Research as “a significant decline in economic activity that is spread across the economy and that lasts more than a few months.”  Usually this means that the markets decline, business tighten up and employment and wages can be impacted.  Call us if you would like to discuss how this might affect your retirement savings.  We’re always here to help, and can speak to you one on one about your personal situation.